Shop Pay and Klarna

Shop Pay

How Shop Pay Installments Work?

Shop Pay gives you the option to pay in full at checkout, or to split your purchase into four equal, bi-weekly, interest-free installment payments. Shop Pay Installments is an option for orders between $50 USD and $3,000 USD.
There are no additional charges, interest rates, or late fees, and your credit score isn't affected.

Am I Eligible To Use Shop Pay Installments?

To use Shop Pay Installments, you need a United States shipping address, be 18 years or older and register for Shop Pay. When choosing Shop Pay Installments, the following limitations apply:
- You can't pay for an order if the order includes currency in any form, including virtual and digital currency, like gift cards.
- Shop Pay Installments doesn't accept prepaid debit cards, or prepaid credit cards.
- Orders need to be between $50 USD and $3,000 USD, including shipping and taxes.
If you need to make any changes to your Shop Pay account you need to contact Affirm and update your information with them, before you can pay for another purchase using Shop Pay Installments.
Contact shop.affirm.com/help.

Have More Questions?

For questions about installment payments on Shop Pay, visit shop.affirm.com/help.

For questions about Shop Pay or the Shop App, visit shop.app/help/shop-pay.

How Klarna Installments Work?

Klarna gives you the option to split your purchase into four equal, bi-weekly, interest-free installment payments. Klarna Installments is an option for all eligible orders over $50 USD.
There are no additional charges, interest rates, or late fees, and your credit score isn't affected.

Am I Eligible For Klarna Buy Now Pay Later?

To be eligible to use Klarna you must be a resident of the United States, be 18 years of age, have a valid bank card/bank account, have a positive credit history and be able to receive codes via text.
When choosing Klarna, the following limitations apply:
- You can't pay for an order if the order includes currency in any form, including virtual and digital currency, like gift cards.
- Klarna doesn't accept prepaid cards. Only major debit and credit cards such as Visa, Discover, Maestro and Mastercard. As well as Apple Pay.
- Orders need to be $50 USD or more, including shipping and taxes.
If you need to make any changes to your Klarna account you need to contact Klarna and update your information with them.
Contact klarna.com/us/customer-service

Have More Questions?

For questions about installments payments, and all other information please visit https://www.klarna.com/us/customer- service/
Customer service is available 24/7 thru the Klarna app.